Last Updated: 20 November 2025
These Terms of Service ("Terms") constitute a legally binding agreement between you ("you", "your", or "User") and Propslio Limited ("Propslio", "we", "us", or "our") governing your access to and use of the Propslio platform for fractional property investment.
By accessing or using our platform, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our platform.
IMPORTANT: Property investment involves risks. You may lose some or all of your invested capital. Past performance is not indicative of future results. You should only invest money you can afford to lose.
Company Name: Propslio Limited
Company Number: [Company Registration Number]
Registered Address: [Registered Office Address]
Regulatory Status: Seeking regulatory authorization
Email: [email protected]
Propslio operates as a property investment platform facilitating fractional ownership. We are actively seeking regulatory authorization and comply with all applicable UK financial services regulations.
To use the Platform and make Investments, you must:
You are responsible for:
Prohibited: You may not create multiple accounts, share your account with others, or use another person's account. Violation may result in immediate account termination.
1. Browse Properties: Review available investment opportunities with detailed property information
2. Make Investment: Commit funds to purchase Shares (minimum investment £100)
3. Funding Period: Properties must reach 100% funding within specified period (typically 30-90 days)
4. Share Allocation: Once fully funded, Shares are allocated to your account
5. Rental Income: Receive proportional rental distributions (typically quarterly)
In accordance with UK regulations, you have a 14-day cooling-off period from the date of investment during which you may cancel your investment and receive a full refund, provided the Property has not yet been fully funded and the investment finalized.
Property investment carries significant risks. You must understand and accept these risks before investing:
Property values can fall. You may lose some or all of your invested capital.
No guarantee you can sell your Shares quickly. Secondary market sales may take time.
Rental income is not guaranteed and may fluctuate based on occupancy and market conditions.
Properties require maintenance, may have void periods, and can suffer damage or deterioration.
Property markets are cyclical and can be affected by economic, political, and social factors.
Propslio's business may fail or cease operations, impacting your ability to manage investments.
Property investment is illiquid and should be considered a medium to long-term investment (minimum 3-5 years). Your capital is at risk. Investments are not covered by the Financial Services Compensation Scheme (FSCS). You should not invest money you cannot afford to lose.
The following fees apply to your use of the Platform. All fees are clearly disclosed before you complete any transaction:
Charged on your total investment value
Applied when buying Shares (primary or secondary)
Applied when selling Shares on secondary market
Deducted from rental income before distribution
For withdrawing funds to your bank account
All fees are subject to VAT where applicable. We reserve the right to change fees with 30 days' notice. Property-specific costs (insurance, maintenance, legal) are deducted from rental income.
The Secondary Market allows you to buy and sell Shares from other Users. The following terms apply:
Listing Shares for sale does not guarantee a buyer will be found. Sale times vary based on property, pricing, and market demand.
You may set your asking price within ±20% of the current property valuation. Propslio reserves the right to reject listings with unreasonable pricing.
Once you accept an offer or a buyer purchases at your asking price, the transaction is legally binding and cannot be cancelled.
Both buyers and sellers must complete KYC verification before participating in secondary market transactions.
You must not engage in any of the following activities when using the Platform:
Providing false information, impersonating others, or engaging in fraudulent activity
Using the Platform to launder money or finance illegal activities
Artificially inflating or deflating Share prices or creating false demand
Hacking, scraping, or circumventing security measures
Using bots, scripts, or automated tools without authorization
Copying, reproducing, or distributing Platform content without permission
Violation of these terms may result in immediate account suspension or termination, forfeiture of investments, and legal action including referral to law enforcement.
All content on the Platform, including but not limited to text, graphics, logos, images, software, and data compilations, is the property of Propslio or its licensors and is protected by UK and international copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for personal investment purposes only. You may not:
"Propslio" and the Propslio logo are registered trademarks of Propslio Limited. Unauthorized use is strictly prohibited.
The Platform is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:
IMPORTANT DISCLAIMERS:
To the fullest extent permitted by law, Propslio, its directors, employees, and agents shall not be liable for:
Investment Losses: Any loss of capital, income, or profit from your investments
Indirect Damages: Consequential, incidental, or punitive damages
Third-Party Actions: Actions or omissions of property managers, tenants, or other third parties
Platform Issues: Technical failures, data loss, or unauthorized access (unless due to our negligence)
Nothing in these Terms excludes or limits our liability for: death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded under UK law.
You agree to indemnify, defend, and hold harmless Propslio, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from:
You may close your account at any time by contacting us at [email protected]. If you hold Shares, you must either sell them on the secondary market or request Propslio to facilitate a sale before account closure.
We may suspend or terminate your account immediately without notice if:
Upon termination, your right to access the Platform ceases immediately. However, your ownership of Shares and associated rights/obligations continue until those Shares are sold or the underlying properties are disposed of.
If you have a complaint, please contact us at [email protected]. We will:
If you are not satisfied with our response, you may refer your complaint to the Financial Ombudsman Service:
Exchange Tower, London E14 9SR
Tel: 0800 023 4567 or 0300 123 9123
Website: www.financial-ombudsman.org.uk
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of the Platform shall be subject to the exclusive jurisdiction of the courts of England and Wales.
We reserve the right to modify these Terms at any time. When we make material changes, we will:
Your continued use of the Platform after the changes take effect constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using the Platform and close your account (subject to outstanding investments).
We may make immediate changes without notice when required by law, regulation, court order, or to address security vulnerabilities.
These Terms, together with our Privacy Policy and any property-specific investment documents, constitute the entire agreement between you and Propslio.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision shall not be deemed a waiver of such right or provision.
You may not assign or transfer these Terms or your account without our written consent. We may assign our rights and obligations without restriction.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, pandemics, or government actions.
These Terms are between you and Propslio only. No third party has any right to enforce any provision under the Contracts (Rights of Third Parties) Act 1999.
Propslio Limited is actively seeking regulatory authorization. We comply with all applicable UK financial services rules on client money, conduct of business, and financial promotions.
Please note: Property investments through Propslio are not covered by the Financial Services Compensation Scheme (FSCS). This means you will not be entitled to compensation if we are unable to meet our obligations.
Your funds are held in segregated client accounts with tier 1 UK banks in accordance with UK client money rules, separate from Propslio's own funds.
Tax Treatment: The tax treatment of property investments depends on your individual circumstances and may change. You should seek independent tax advice. We do not provide tax advice.
If you have any questions about these Terms of Service, please contact our legal team.